A: Under the No-Fault law in Minnesota the insurance carrier responsible to pay PIP benefits may accumulate benefit claims for 30 days and then pay those claims within the next 15 days. That means that it could be as long as 45 days before you receive payment for medical expenses, medical mileage, wage loss and replacement services benefits. Particularly with respect to wage loss benefits this can create a hardship. Some insurance carriers are very understanding in this regard but some are not.

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